Want to grow a collection of indoor plants without spending your wealth? Don’t miss out on these simple, budget-friendly indoor houseplants to find, propagate and care for!
Below is a guest post from Carol Urban plants:
As a mom of a plant lover with a tight budget, I believed that only families with money could afford to create lush indoor gardens. By the time I bought expensive plants from the nursery and repeatedly bought alternatives to plants that failed to flourish, my plant hobby felt like a financial burden.
Then I discovered something amazing: a proper plant strategy doesn’t cost money – they save it!
Money saving hacking for indoor houseplants
After implementing these 5 simple hacks, my family saves over $300 a year and enjoys a thriving collection of over 40 healthy indoor houseplants. Above all, most strategies cost nothing to implement and even teach valuable responsibility skills to children.

1. Propagation of a master plant using free supply
problem: New plants cost between $15-30 each, and are added immediately when you want to fill up the space.
Solution: Transform one plant into dozens through propagation.
Tip:
- Use the glass jar you already have as the propagation station you already have.
- Focus Simple plants: Pothos, snake plants, rubber trees.
- Exchange with your neighbors for diversity.
- Start a nearby plant swap group.
Saved Money: Purchases of new indoor ornamental plants cost over $150 each year.

2. Create DIY plant care products from household products
problem: Specialized plant products cost between $5-15 each, and cost over $80 a year.
Solution: Reuse household items for plant care.
Free choices:
- Plastic bottle: Cut holes for self-wearing systems.
- Old socks: Perfect plant bond that does not damage the stems.
- Eggshells: Grind for natural calcium fertilizer.
- Coffee Ground: Mix acid-loving plants into the soil.
- Plastic container: Instant humidity dome.
Saved Money: Over $80 per year for plant care products.

3. Shop smartly at strategic timing
problem: Impulse purchases on a drainage budget at full retail price.
Solution: Strategic shopping will reduce costs by 60-80%.
Tip:
- I bought the end of the season sale (August-September).
- Check out plant grocery stores for lower prices than nursery.
- Buy small indoor houseplants and be patient – a $5 baby will become a $25 mature plant.
Saved Money: Over $75 per year through smart purchases.

4. Prevent plant loss with a simple system
problem: Replacing dead plants costs families more than $75 each year.
Solution: Create a monitoring system to help indoor houseplants thrive.
Simple Strategy:
- Add a watering reminder to your mobile calendar.
- Have early problems by doing a weekly “plant walk” around your home.
- Group plants that require similar water.
- Use a wooden skewer as a free moisture meter.
Tip:
- Instead of dying the struggling plants, move them to a better place.
- Learn early warning signs of common problems.
- Let your children get involved in plant care for your family bonds.
Saved Money: Over $75 per year on exchange.

5. Building a multipurpose “plant pharmacy”
problem: Various treatments for specific problems cost over $50 a year.
Solution: One simple kit handles most plant needs.
Budget essentials:
- One balanced liquid fertilizer (lasting more than 6 months).
- Neem oil for pest prevention.
- Hydrogen peroxide for root rot emergency.
DIY options:
- Make insecticides with dish soap and water.
- Banana peels are used as potassium fertilizer.
- Saves unsalted pasta water for extra nutrients.
Saved Money: Professional treatments cost over $50 a year.
These five budget-friendly hacks work together beautifully. If you have a system in place, you will naturally spend less on replacements and impulsive purchases while creating a healthier home environment for your family.
Your total annual savings: $300- $400+

Start with affordable indoor plants
To implement this week, choose one hack. It is recommended to start with propagation as it will create immediate excitement and future savings. Start with plants you already own, or ask friends and neighbors to cut off. Once the cuttings are successfully used rooting (2-4 weeks), add another system.
The best part? Children help with the reproduction and care of plants, turning this money-saving strategy into an opportunity to teach valuable family time and responsibility.
Plant parent-child relationships do not have to break budgets. With these simple strategies, you can keep more money in your pocket for things that are really important to your family while creating a beautiful indoor garden.
Carol transformed her apartment into a plant paradise on a strict family budget. After mastering propagation and strategic plant care, she maintains over 40 thriving plants, spending less than ever. She shares budget-friendly plant tips for beginners on her blog, Urban plants.
Related links:
- 5 vegetables and fruit plants that will save you money
- Move over vegetable garden: foundation gardening
- 10 Tips for Keeping a Zero Waste Kitchen
- 10 Ways to Reduce Grocery Invoices by $50 a Week
- Five budget-friendly organization hacking hacks cut household expenses by over $200 a year
- 35+ Ways to Save Money with Your Energy Bill
- Over 55 Simple Tips to Save Money at Home
What are some tips to save money with indoor houseplants? I’d love to hear it in the comments below!
Source: Money Saving Mom® – moneysavingmom.com

