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This post will show you the 28 best swimsuits and cover-ups for 2025, under $100.
It might be cold outside right now, but spring break is fast approaching, and you may have some fun vacation plans that include sun and sea (lucky you!).
But even if you aren’t heading anywhere warm for spring break, summer will be here sooner than you know it, which is why we are rounding up the 28 best swimsuits and cover-ups of the season to put on your radar.
Each item featured is under $100, so you won’t have to break the bank to look cute at the beach or pool, either. With options to suit every style and silhouette, you’ll be sure to find your perfect swimsuit in this round-up. So, grab your sunscreen and shades, and let’s dive in!
Swimsuits Under $100
From bikinis to one-pieces, these are the 20 best budget-friendly swimsuits to soak up the sun this season.
Pink by Frankie’s Bikinis Triangle Top & Cheeky Bottom
One of the season’s most exciting swimwear collabs is Victoria’s Secret PINK by Frankie’s Bikinis.
Frankie’s Bikinis is known for its trendy, sought-after designs worn by everyone from Bella and Gigi Hadid to SZA and Olivia Rodrigo, but these swimsuits can be on the pricier side. This collection at PINK, however, is more affordable, making it a total must-buy. Plus, the swimsuits are offered in a variety of sizes, including tops that are S – L DD.
One of my favorite bikinis from the collab? This classic triangle top and matching cheeky bottom, which couldn’t be cuter with a cherry print design and contrasting red halter, back, and side ties. The low-rise bottoms also have a V-dipped waist for a flattering effect, and are available in other adorable prints, as well.
Red Rosette Bandeau Top & High-Leg Bottom
Year after year, Target impresses me with its affordable yet on-trend selection of swimsuits and cover-ups. This season is no exception: how incredible is this red bandeau bikini top with a removable rosette and its coordinating high-leg bikini bottom?
The red hue is so vibrant, and the removable rosettes on both the top and bottom give this bikini a romantic vibe (though you can switch up the look by removing the rosettes, too). Best of all, both pieces are available in a wide size range from XXS to 3X.
Yellow Starfish Detail Bikini Top & Side-Tie Bottom
If rosettes aren’t your thing, how about a beachy starfish accent?
This sunny yellow bikini top features a gold starfish accent for a beachy touch, while its coordinating cheeky bottoms have side ties and gold-tone hardware to match. These gold details eliminate the need for jewelry (though you can always accessorize with more) and make the bikini feel luxe despite its affordable price tag.
Butter yellow is also set to be one of the trendiest colors this upcoming season, so this bikini really hits the mark.
Black & White Strapless One-Piece Swimsuit
If you’re looking for a chic, timeless swimsuit that will make you look polished, this strapless black and white one-piece is the answer.
Its straight-cut neckline and faux-layered design give it an ultra-sleek look, along with its classic black-and-white color scheme. This swimsuit comes with removable straps and can totally be worn as a bodysuit, as well, adding to its versatility.
Red & White Striped Terrycloth Bikini Top & Bottom
IMO, Forever 21 is such an underrated spot for picking up adorable swimsuits on the cheap. Case in point: this red and white striped terrycloth bikini. With an underwire bikini top that has adjustable straps and a string bottom, this bold bikini is such a find.
I’m a big fan of the soft, textured terry material, which is a less common swimwear fabric, making this ‘kini super unique.
P.S. — this bikini would be a cute option to wear for the Fourth of July… all you’ll need to do is add blue in the form of some denim shorts!
Navy Gingham Underwire Bikini Top & Bottom
One of the hottest prints for the upcoming season? Gingham!
Expect to see gingham everywhere by springtime, from tops to dresses to — you guessed it — swimwear. This blue gingham print bikini is going to be right on trend with its navy check print that feels retro in the best way.
Its underwire top features self-tie straps, and the bottoms have a high-leg cut for a flattering fit.
Paisley Print Bandeau Bikini Top & Boyshort Bottom
Want a sportier style with a bit more coverage? Try this blue paisley print bikini with boyshort bottoms and a bandeau top with a fixed band and straps (so you won’t have to worry about any clasps or straps coming undone).
The boyshorts have a mid-rise with a waist tie, and the lighter blue bandana-inspired print has a mix-and-match effect when paired with the darker blue top.
(And if you’d rather wear a bottom with less coverage, you can try this side-tie cheeky option to match the top instead).
Metallic Triangle Bikini Top & High-Cut Bottom
Shine bright in this metallic bikini — all eyes will be on you!
You’ll steal the scene with this copper metallic triangle bikini top and high-cut bottoms that will reflect the sun’s light for a shimmery, eye-catching effect. You can even amp up the shine further with some shimmery SPF body oil for a head-to-toe glow.
Crochet-Trim Floral Print Triangle Bikini Top & High-Leg Bottom
Girly meets boho with this floral print bikini that has crochet trim along both the triangle top and the high-leg bottom.
Available in sizes XXS to XXL, this bikini features pastel hues of blue, green, and purple for a spring-ready look. If floral print isn’t your favorite, no worries: it comes in other prints and solid hues, as well.
Navy Underwire One-Piece Swimsuit
You can’t beat a classic style like this navy blue underwire one-piece swimsuit. It has a timeless design that won’t go out of fashion, and features a partially-open back for added flair.
Also available in pink, this swimsuit offers good support thanks to its underwire cups and adjustable shoulder straps, plus UPF 50 sun protection. When paired with flowy pants or denim shorts, it will wear like a bodysuit, too, so that you can rock it beyond the beach or pool.
Leopard Print Triangle Bikini Top & Side-Tie Bottom
Take a walk on the wild side with a leopard print swimsuit.
Animal print takes a basic triangle top and side-tie bottom to the next level, making this bikini stand out (especially when paired with some gold-tone jewelry or oversized sunglasses).
The side ties also mean that you’ll be able to adjust both the top and bottom to fit just right.
Denim Print Underwire Bikini Top & Ultra High-Leg Bottom
Bring the cowgirl vibes to the beach with this blue denim print bikini featuring adorable red and white gingham bow details.
It’s no secret that Western-inspired fashion has been huge lately, and this bikini will allow you to channel your inner cowgirl throughout the summer.
The underwire top provides added support, making it an especially good choice for those with larger busts, and the bottom’s scoop front creates a flattering silhouette.
Accessorize this bikini with a straw cowboy hat for the full Western effect, along with some fun sunglasses.
Crochet Color-Block Top and Bottom
Crochet this way! Featuring bold hues and an intricate crochet design, this color-block bikini is incredibly cool.
This bikini has no hardware or ties, making it easy to pull on (and keep on). Its textured crochet fabrication and multicolor palette give it a handmade look that is trend-forward and ultra-beachy.
Red Tie-Front Cut-Out One Piece Swimsuit
Turn up the heat in this scorching hot red one-piece swimsuit. With a cut-out tie-front design and vibrant red hue, it’s super sexy (and low-key giving Baywatch).
This swimsuit, which also comes in a neutral tiger print, has cheeky back coverage and adjustable shoulder straps for a customizable fit.
Textured Tie-Front Bikini Top & High-Waisted Bottom
Cute and comfortable, this periwinkle tie-front bikini top and high-waisted bottom are ideal for both active beach days, and days spent lounging by the pool. The bottoms have moderate back coverage and the top is free of strings and hardware, so that you can participate in beach games worry-free.
The bikini’s stretchy textured crinkle material adds interest to its solid color, making this swimsuit anything but basic.
Floral Print Underwire Bikini Top & Ruffled Cheeky Bottom
This swimsuit pick is for the girly girls. How adorable is this floral print underwire bikini top and ruffled bottom?
The ruffle details paired with the dainty, preppy floral print make this bikini ultra-feminine, while the cheeky cut of the bottoms adds a flirty touch.
As a bonus, the top and bottom offer UPF 50 sun protection, so that you’ll be sun-safe (just don’t forget to use SPF on the rest of your body, too!).
Scrunch Contrast-Trim One-Piece Swimsuit
Go for a retro look with this hot pink one-piece swimsuit with a contrasting orange trim and scrunch fabrication.
Its got a low, scoop back and textured crinkle fabric for a fun, bold look that has an ’80s aesthetic that will make waves.
If this suit’s too bright for you, it also comes in black with a light pink trim for a more toned-down (yet equally cute) look.
Red Striped Bandeau Bikini Top & High-Cut Bottom
Tan lines will not be an issue with a bandeau bikini top, and this striped red option has a classic-meets-retro vibe that is too cute to pass up.
Along with the matching high-cut, scoop-front bottoms, this bikini is perfect for laying out in the sun (just don’t forget the sunscreen!).
Curve Love Underwire Bikini Top & High-Leg Cheeky Bottom
For those who are looking for supportive swimwear styles, try Abercrombie & Fitch’s Curve Love collection, which is specifically designed for cups D – F.
This sleek underwire bikini top offers fuller bust support with a proportionally smaller band size and adjustable wide straps for a comfortable fit.
Paired with these black high-leg bottoms that feature a flattering scoop-front and gold hardware for a luxe look, you’ll take on the beach (or pool) in style.
Adjustable Coverage Bralette Bikini Top & Side-Tie Bottom
Not only does this bikini feature a sweet blue and white floral print, but the tunneled tie-front bralette top features adjustable coverage, which is so brilliant! The tunneled front ties can be pulled tighter or looser for a customizable amount of coverage, and along with removable cups, you’ll be able to achieve just the right fit for your needs.
This bikini is also available in three other adorable options, including brown polka dots and a red floral print.
Cover-Ups Under $100
Now that you’ve found your perfect swimsuit, you’ll need a cute cover-up to take you to and from the beach (or pool). These fashionable swimwear cover-ups are under $100 but will make you look like a million bucks.
Crochet Halter Cover-Up Mini Dress
The boho aesthetic is a major trend for S/S 2025, so this cream crochet halter cover-up dress is a total must-have. Its floral patterns and halter neckline give it a ’70s vibe while also being oh-so-beachy,
Perhaps my favorite detail is its open-back design with a tie, so that you’ll still be able to show off your swimsuit. It comes in sizes XXS – XXL, and couldn’t be more perfect for spring break.
Striped Shorts & Button-Down Top
Take on the beach or pool in this adorable blue and white striped set (sold separately) with a button-down shirt and shorts.
While you can wear these pieces on their own too, together they make such a style statement. Also available in kelly green and white stripes, this set will make you look put-together while on vacation, and can mix and match with other items in your suitcase, as well.
Crochet Tie-Front Mini Dress
Talk about boho chic. This stylish brown crochet mini dress features contrasting cream trim with a tie-front keyhole design, giving it an eye-catching look.
Its slightly sheer, textured knit fabric will allow your swimsuit to peek through, and its chocolate brown hue adds to its earthy yet elevated vibe.
Crochet Cover-Up Cargo Pants
Cargo pants at the beach? Yes! When they are crochet cover-up pants, that is.
I am obsessed with these cream cargo pants that have a lightweight, sheer crochet construction, giving them an ultra-beachy vibe. The cargo pockets add a trendy, youthful feel that makes these pants look extra cool.
White Striped Button-Up Swim Cover-Up Top
Go for a classic look with this white striped button-up cover-up top that has a collared neckline and an oversized, billowy silhouette. Its lightweight and airy woven linen-blend fabric and side slits will help keep you cool in high temps.
Its timeless, basic design will pair well with just about any type of swimsuit, no matter the color or print.
Lightweight Wide-Leg Beach Pants
You’ll feel easy-breezy in a pair of lightweight, wide-leg beach pants. With an elastic waistband and flowy fit, these pants (which are available in four different colors), are going to be a comfy yet chic option to throw on after a day of soaking up the sun by the pool or ocean.
Open-Knit Sweater Top
A breezy day at the beach calls for an ultra-lightweight knit sweater, and this blue cotton open-knit sweater is the perfect pick. Its 100% cotton material makes it super breathable, providing just the right amount of warmth for a windy beach day.
Ruffled Crochet Mini Skirt
This ruffled crochet mini skirt will make you want to frolic on the beach with its flouncy, flirty silhouette. Also available in light pink, this cover-up skirt with a tie-front waist is both feminine and boho at the same time — I adore its intricate crochet design.
What do you think of our swimwear round-up?
Would you wear these bathing suits and cover-ups? Which swimsuit is your favorite? Leave a comment and let us know!
Source: Shopping Archives – College Fashion – www.collegefashion.net
